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Want to build or improve your credit history? See if you pre-qualify for the Surge Mastercard® and a credit limit between $300 and $1,000. It's a credit card for all credit types, including those who have less than perfect credit. Surge has a potential credit limit of up to $1,000 (based on your creditworthiness). That's more spending power than similar credit-building cards typically offer and may be helpful toward upcoming or unexpected emergency expenses. Plus, you can see if you pre-qualify via a soft credit check that doesn't affect your credit score. This helps avoid a hard inquiry that can damage your credit score if you were to apply and not be approved. An annual fee, based on your credit worthiness, will apply. Features All credit types welcome to apply! Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements) Initial Credit Limit of $300 – $1,000* (subject to available credit) Monthly reporting to the three major credit bureaus See if you’re Pre-Qualified without impacting your credit score Fast and easy application process; results in seconds Free online account access 24/7 Checking Account Required This card is not available to applicants who live in Illinois.
At CIT Bank, open a CIT Bank eChecking Account and earn up to 0.25% APY. Features To earn 0.25% APY, maintain a balance of $25,000 or more. Balances under $25,000 will earn 0.10% APY. A minimum deposit of $100 is required to open an account. Use any ATM with an eChecking debit card without paying any CIT fees and receive up to $30 per month to offset other bank’s ATM charges. Make online payments from eChecking with Zelle, Bill Pay, Samsung Pay, and Apple Pay. No opening or monthly fees. Review CIT’s Schedule of Fees for fees on certain activities like overdraft items and wire transfers. Easy account management through the mobile app, including depositing checks and transferring funds. Interested in a savings account too? Open a CIT Bank Savings Connect account and you can earn up to 50% APY when you link your eChecking account. (eChecking monthly deposits of $200 or more are required to earn 0.50 APY with Savings Connect. See terms.)
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